Location: Indiana, USA
I was at a stop sign on a road that the speed limit was listed at 35mph. A driver decided to drive 80+mph weaving in and out of traffic on a single lane double yellow line road running on coming drivers off the road. We were struck in the rear driver side when they were switching lanes to avoid to avoid the car that was stopped on the other side of the intersection. The collision took off our rear wheel, rear axle, the hitch, and caused a crater of damage to the point the van was totaled out. My family and i were subject to soft tissue damage(bruising and back/neck pain). My children have definitely been shaken by the the incident. I do live in an at fault state. The accident happened a month ago so the window our insurance gave us for a rental has run out. Things seem to be dragging on with no answers for this long seems crazy. we aren't sure if getting a lawyer involved is necessary since we haven't heard much from our insurance or the at fault party. Is there a case or do we just wait for a payout offer and get a lawyer if the insurance claim doesn't cover the damages for some reason?
Thank you