What if your partner came to you with a marriage prenup idea 4 years into dating. At this point, I wish I would have known this sooner.
Location: Alabama: My boyfriend (M29) makes roughly $100k a year. I (F26) make 43k a year and just getting started within a career. He told me that I am the limiting factor in this relationship and the prenup will be the following:
However much money I make or put in he will match, then the rest of the money will go into a savings account.
Doesn't sound bad right? Well, he doesnt like investing his money, doesn't want to do 401k or IRA. He also says that looking and taking care of money puts him in a bad mood, so his mom takes care of everything right now. I however, do like the idea of investing money and compound interest. He just wants to keep that money in a savings account for "family". When I am considering marriage or being in a relationship I go 100% in, all of my finances (43k). He said he would match so a combined income of $86k to take care of payments, food, essentails, vacations/trips, family, etc. The rest of his money will go into a savings account. My problem is said savings account. He wants the prenup because 'if i cheat on him or something happens, that money will be his.' Okay, um... what if it is the otherway around? What if he leaves me because I am sick, or finds someone else, or unhappy? Well, he wants the money because HE made it.
In my opinion I am getting the shit end of the stick.
He also said that anything we buy with the 80k, like a house or car, we will then split 50/50 if something were to happen.
I wouldn't have a savings because all of me would be going into the relationship and I wouldn't want to limit ourselves with things if I were to contribute less and have my own savings.
I don't know man, I feel like I would be getting the sh*t end of the stick. Thoughts